When you file a homeowners insurance claim, and feel that your insurer underestimated the amount they will pay, then there are ways to dispute it.
One of the most important things when disputing a claim of loss or damage is to check the evidence you originally submitted. If you only showed one photo of the damage, but have more, then make sure you’ve gathered those as well. You can ask your insurer for a second look to see if they will increase the settlement, but if that doesn’t work, then you may want to consider hiring a lawyer.
It is completely within a policyholder’s right to alert their state insurance department if they feel they are being mistreated.
Please contact McMenamin Law Group if you have questions about a property insurance claim dispute.