YOU NEVER KNOW HOW MUCH YOU NEEDED INSURANCE UNTIL YOU DON’T HAVE IT!

By John McMenamin, P.A. | March 1, 2017 | Comments Off on YOU NEVER KNOW HOW MUCH YOU NEEDED INSURANCE UNTIL YOU DON’T HAVE IT!

Homeowners and Property Insurance is commonly a topic of discussion for legislators as well as the News Channels, especially since it had been reported that Floridians pay the highest rates in the Country. Each year, if you are lucky enough to have your policy renew, the Insurer will send you documents which are called Endorsements. […]

I was in a Motorcycle Accident, what should I do?

By John McMenamin, P.A. | February 24, 2017 | Comments Off on I was in a Motorcycle Accident, what should I do?

Generally, most motorcycle accidents are going to result in a separate ride to the Emergency room at a minimum. Hopefully you were wearing a helmet.  Motorcycle accidents are much different than auto accidents based upon the obvious lack of sheet metal and safety systems in place in your car.  Injuries tend to be much more […]

personal injury

I was injured in a car accident but did not go to the hospital emergency room. I am in pain so what should I do next?

By John McMenamin, P.A. | February 22, 2017 | Comments Off on I was injured in a car accident but did not go to the hospital emergency room. I am in pain so what should I do next?

You will likely discover that your Primary Care Physician will refuse to treat you for injuries sustained in a car accident.  This can come as a surprise to many people and leave them wondering where to get treatment.  There are many doctors in the area who are accustomed to treating accident injuries and handling the […]

property insurance - fire damage

Property Insurance – Fire Damage

By John McMenamin, P.A. | February 15, 2017 | Comments Off on Property Insurance – Fire Damage

A fire is an unfortunate event that can happen to anyone at any time. The first thing that you should do after the fire has been put out is to contact your insurance provider as soon as possible. Many companies would require you to contact them within a certain amount of time after the incident […]

Tree Damage – Things To Know

By John McMenamin, P.A. | January 23, 2017 | Comments Off on Tree Damage – Things To Know

What happens when a tree falls? Things happen in life, like sometimes a tree falls and damages a part of your house. If you have property insurance, then the insurance company is likely to cover any damage caused to any structures that are insured. The company will also help to cover the costs of removing […]

property insurance disputes

Property Insurance Disputes

By John McMenamin, P.A. | January 16, 2017 | Comments Off on Property Insurance Disputes

When you file a homeowners insurance claim, and feel that your insurer underestimated the amount they will pay, then there are ways to dispute it. One of the most important things when disputing a claim of loss or damage is to check the evidence you originally submitted. If you only showed one photo of the […]

smoke damage

Once the fire has passed…

By John McMenamin, P.A. | January 11, 2017 | Comments Off on Once the fire has passed…

Don’t forget about the smoke! If you experience fire damage, know that you aren’t completely out of the woods yet. The ash and smoke left behind can cause major damage such as extensive corrosion, etching and discoloration, not to mention lingering strong odors. Make sure your insurance covers smoke damage because you’ll need to hire […]

Mold Damage

By John McMenamin, P.A. | October 12, 2016 | Comments Off on Mold Damage

Mold damage is one of those words that strike fear in most people, especially when it may be growing in your home. Mold damage may or may not be covered by your homeowners’ insurance policy.  Often, the cause of the water intrusion which led to the mold growth must be covered for the resulting mold […]

Tips for storm evacuation in Florida

By John McMenamin, P.A. | October 6, 2016 | Comments Off on Tips for storm evacuation in Florida

Tips for Evacuation Hopefully your family has an evacuation plan in place already. If not, form a plan and a rendezvous spot.  Notify relatives where you are going and let them know when you arrive. Pack any medications and prescriptions needed. Make sure you have pet supplies including food, medication and a bowl for water. […]

Wind Damage

By John McMenamin, P.A. | October 5, 2016 | Comments Off on Wind Damage

Wind damage isn’t unusual in Florida, whether a tornado, straight line winds during a storm or a hurricane occur. Wind damage can range from minor roofing damage to devastation.  It may be a good idea to inspect the exterior of your home and the roof if a particularly violent storm occurs.  Water intrusion into your […]

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