Citizens “take out letter” drops the Threats!

Citizens “take out letter” drops the Threats!

Most Citizens Insurance Policy holders in Florida have been sent a letter stating that a Private carrier will be assuming the policy unless the homeowner “opts out” to remain with Citizens.  The notification letters previously included what amounts to a threat in my opinion.  Either accept this new insurance carrier or if a storm hits Florida you will be sorry as you could be hit with an assessment up to 45% of your current premium to bail out Citizens.  With homeowner Insurance rates at some of the highest in the nation, this is no idle threat!  most homeowners are already stretching their budgets to afford the never-ending rate increases.  An assessment could “break the bank” for many homeowners who simply could not afford the assessment.


It appears that Citizens is taking a kinder, gentler approach and has “reworded” its letter notifying policyholders of the policy assumptions without the threatening language.  We shall see!

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