LOMC (Letter of Map Change)


FEMA administers the National Flood Insurance Program. Because it would be virtually impossible to place a flood zone designation on every single property, the FEMA flood maps are somewhat generalized.  If your property happens to be within the bounds of the flood map but is higher ground than other surrounding areas a process exists to possibly change your flood zone designation.  A change in Flood zone designation could allow for a change in the amount you pay for flood insurance or even the ability to remove mandatory coverage (assuming your Mortgage Lender agrees).  It is also possible in some situation to be reimbursed for your flood insurance premium payment


I may be able to assist in processing your application!  No fee or cost will be charged unless your application is approved and you receive a premium refund.  Free telephone consultation.



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John McMenamin, P.A.
John McMenamin is a licensed Tampa attorney and has been a member of the Florida State Bar Association since 2002. Prior to that time, he worked with his past firm in many capacities when not in school, since 1991. John grew up In the small town of Geneva, NY, in the heart of what is now the Finger Lakes wine Country until later moving between Florida And NJ. He graduated from Fairleigh Dickinson University in Teaneck/Hackensack, NJ in 1998 then returned to Florida to start law school at Nova Southeastern in Davie, Florida. After graduation in 2002, he was employed By Marshall & LeValley in New Port Richey, representing clients throughout Florida, which later became LeValley & Napolitano and finally LeValley, Napolitano & McMenamin, P.L. In 2010. As of 2013, he joined Marshall, Thomas & Burnett for a brief time until Summer 2014. In October 2014, John saw the opportunity to provide a broader scope of legal representation in a more personalized small firm. He has lived in Tarpon Springs with his wife and two children since 2005.