LOMC (Letter of Map Change)
FEMA administers the National Flood Insurance Program. Because it would be virtually impossible to place a flood zone designation on every single property, the FEMA flood maps are somewhat generalized. If your property happens to be within the bounds of the flood map but is higher ground than other surrounding areas a process exists to possibly change your flood zone designation. A change in Flood zone designation could allow for a change in the amount you pay for flood insurance or even the ability to remove mandatory coverage (assuming your Mortgage Lender agrees). It is also possible in some situation to be reimbursed for your flood insurance premium payment
I may be able to assist in processing your application! No fee or cost will be charged unless your application is approved and you receive a premium refund. Free telephone consultation.
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